Be sure to check out the other posts in my ABCs of Frugal Living series!
Is it hard for you to save money sometimes? I can be the same way; if I have cash in my wallet, I’m totally going to spend it. Wouldn’t it be nice to have something to motivate you to save more, especially if you have a goal in mind?
Having a savings account at your bank is great, but having something physical at home to actually look at really helps me remember that hey, I’m saving for something! That’s where savings jars come in, and you can make them as creative as you want. Just look at Pinterest!
Here are my 4 favorite types of savings jars.
Saving your 5 dollar bills
This challenge is relatively simple and can lead to some major money if you stick to it. Every time you receive a 5 dollar bill, you put it into the jar, no exceptions. Keep at it for a year, and see how much you have!
There are so many creative things you can do with vacation jars to get yourself motivated to save. You can write your destination on the jar as a reminder to keep saving, or just a simple label of “Vacation Fund” or “Adventure Fund”.
My favorite one, though, is the Disney Dollars jar. We’d love to be able to take Allison to Disney World within the next couple years, and having one of those jars around would be the perfect motivation to keep saving.
100 day, 365 day challenges
You’ve probably seen some of these challenges floating around Pinterest and Facebook. You put in a specific amount of money every day for a long period of time, usually a year, and you end up with a ton of money. For example, the most popular one I saw makes you put in 1 penny on Day 1, 2 pennies on Day 2, $1.00 on Day 100, and on Day 360 you put in $3.60. At the end of the year, you’ll have $667.95 in your jar!
Save, Spend, Give jars
I love this idea, especially for kids. It’s something I want to do with Allison when she gets a little bigger. You take 3 jars and label them Save, Spend, and Give. Each time your child receives money, she puts a little of it in each jar to help teach her how to handle her money.
As someone who apparently loves money (“Mommy, do you have money to put in my piggy bank?”), I think Allison will do awesome with this!
Do you think you’ll use any of these ideas? I’m definitely using the Disney Dollar jar soon, as soon as I can make it out to Hobby Lobby. Saving money doesn’t have to be a chore when you can make it fun like this!
What other ideas have you seen to help you save your spare change?
Jaime is a Nutrition Coach and professional writer. She enjoys cooking easy meals, running, and learning more about food.
Jaime specializes in helping women with ADHD learn to meal plan and cook healthier meals without getting overwhelmed.